Governor Hari Babu Kambhampati inaugurates RBI’s Financial Literacy Week 2023

Publish Date: February 13, 2023

Aizawl, the 13th February 2023: Governor Hari Babu Kambhampati inaugurated the Financial Literacy Week 2023 organised by Reserve Bank of India, Aizawl Office at Auditorium, Mizoram Rural Bank, MINECO, Aizawl today. This year, Financial Literacy Week is being celebrated across the country with the theme: “Good Financial Behaviour – Your Saviour”. The focus will be on the following sub-themes: Active saving, planning, and budgeting and Prudent use of digital financial services.

In his Inaugural address, Governor Hari Babu Kambhampati enlightened the audiences with the many positive developments in the Financial Inclusion scenario of the country since India’s first National Strategy for Financial Education was released in 2013. He shared how important initiatives by the Government of India, such as PMJDY, PMJJBY, PMSBY, APY, PM-KMY, PM-SYM, and PMMY, have changed the financial inclusion landscape. He pointed out that the launch of Pradhan Mantri Jan Dhan Yojana in 2014 has made formal banking services available to almost every household, including low-value credit, insurance and pension schemes. He explained how a massive improvement in digital financial services has made a significant positive impact on Financial Inclusion. And with this greater financial inclusion, Governor suggested a need to enhance Financial Education and Customer Protection.

Governor urged the RBI officials in Mizoram and all the banking fraternity in the State to try their best effort in the FLC 2023 campaign to close the gap between the high literacy rate and the low financial literacy rate in the state. He also made an appeal to the media to give wide publicity of this Financial Literacy Week, the Integrated Ombudsman Scheme, and BE(A)WARE booklet on financial frauds published by RBI.

Full Speech of Governor: dipr.mizoram.gov.in/post/speech-of-dr-hari-babu-kambhampati-honble-governor-of-mizoram-on-the-occasion-of-inaugural-function-of-financial-literacy-week-2023-by-reserve-bank-of-iindia-aizawl-office-at-auditorium-mizoram-rural-bank-mineco-aizawl-on-13th-february-2023

In this inaugural program, Governor Hari Babu Kambhampati also released the booklet – Be(A)ware with the contents prepared by the RBI to safeguard people from various financial frauds. The booklet is intended to create awareness among the members of the public about the modus operandi adopted by fraudsters to defraud and mislead them, while also informing them about the precautions to be taken while carrying out financial transactions. It emphasizes the need for keeping one’s personal information, particularly the financial information, confidential at all times, be-ware of unknown calls / emails / messages, practicing due diligence while performing financial transactions and changing the secure credentials / passwords from time to time. Hence the title BE(A)WARE – Be Aware and Beware! This booklet is part of the public awareness initiative by the Consumer Education and Protection Department, Reserve Bank of India and has been conceptualized by the office of Ombudsman, Mumbai-II.

Shri P. Shimrah, General Manager & Officer-in-Charge, RBI Office, Aizawl, Shri KVSSLV Prasada Rao, Officer-in-Charge, NABARD, Mizoram RO, Shri V. Jayachandra, Chairman, Mizoram Rural Bank and Smt. T Lalmuanpuii, Chairperson, Mizoram Co-operative Apex Bank were the other speaker of this FLC2023 inaugural program held today.

Governor Hari Babu Kambhampati RBI buatsaih Financial Literacy Week 2023 hawng (Mizo)

Aizawl, the 13th February 2023: Governor Hari Babu Kambhampati chuan vawiin chawhma khan Financial Literacy Week 2023 chu Auditorium, Mizoram Rural Bank, MINECO ah a hawng a. FLC 2023 chung hian thupui atan “Good Financial Behaviour – Your Saviour” tih hman a ni a. He thupui hnuaiah hian sum khawl, uluk taka pawisa hmanna tur duan lawk, pawisa lut leh chhuak tur hisap lawk tangkaina bakah digital banking Service hrang hrang te tangkai zawk a hman leh fimkhur dan inzirtirna te neih tum a ni.

Governor Hari Babu Kambhampati chuan India sawrkarin tihpuitlin a duh em em chu mitin ban phaka sum vawn dan tha zawk – banking services leh digital banking services te chhawp a ni tih a sawi a. Kum 2013 khan National Strategy for Financial Education chu tlangzarh a ni a. Hemi kum atang hian hmasawnna kawng tam takah hmuh theihin a awm a. Kum 2014 a Pradhan Mantri Jan Dhan Yojana(PMJDY) kalpui a nih atang khan mitin deuh thaw leh chhungtin deuh thaw in bank account te neiin Banking services an mamawh tawh a. Tunah hian mitin, chhungtin banphakah banking services a awm tak avangin sum vawn dan tha zawk leh customer te venhimna(Financial Education and Customer Protection) kawngah chak zawka hmalak a ngai tawh a ni a ti. He FLC 2023-ah hian , PMJJBY, PMSBY, APY, PM-KMY, PM-SYM, leh PMMY chungchang te uar taka mipui zirtir turin banker te a chah a. Media lam te pawh RBI in Bank account neitute himna tura thurawn a tichhuah te vawrh darh kawngah leh mipui zirtirna kawngah theihtawp chhuah turin a ngen bawk.

Governor chuan Mizoram chu Ziak leh chhiar tamna ber state pakhat a ni a, bank services lama hawiharh kawngah erawh a hnufual pawl kan ni mek thung a. Hei hi kan tan lakna tur lai a ni a, scheme tha tak tak atanga tanpuina kan hmuh tur te, kan hriat loh avanga kan dawn loh hi tam tak a awm mek a ni a ti a. Sum hman dan tha zawk hriat hi khua leh tui te chanvo a ni a, vawiina sum khawhral avangin hun reiloteah retheihna a thlen theih avangin sum enkawl dan dik hriat hi mitin mamawh a ni a ti. Insurance scheme tha tak tak leh sum peipun dan tha zawk te hi tam tak a awm a, tunah chuan mi tam ber in kan hriat chu Saving Account a ni mai a. Bankers leh sawrkar official te tan lak a ngai a; Literacy rate a kan san theih chuan kan Financial Literacy Rate pawh a rawn sang ve tur a ni a ti.

He hunah hian Governor Hari Babu Kambhampati chuan RBI in a buatsaih, Booklet – Be(A)ware chu a tlangzarh bawk a. He lehkhabuah hian pawisa leh sum chungchanga inbumna hrang hrang atanga kan lo him zawkna tur te ziah a ni.

Pu Shimrah, General Manager & Officer-in-Charge, RBI Office, Aizawl, Pu KVSSLV Prasada Rao, Officer-in-Charge, NABARD, Mizoram RO, Pu V. Jayachandra, Chairman, Mizoram Rural Bank leh Pi T Lalmuanpuii, Chairperson, Mizoram Co-operative Apex Bank te pawhin he hunah hian thu an sawi a ni.

Written by: Malsawmsanga, MIS, PRO to Governor