Governor Hari Babu urges the State Bank of India, Mizoram to lead other Bank in Financial Literacy in the state
Aizawl, the 7th March 2022: Governor Hari Babu Kambhampati held a discussion with top officials from the State Bank of India (SBI), Mizoram on how to increase the enrolment of more people in centrally sponsored social security schemes, today at the Raj Bhavan. In this meeting, Governor also appealed to the Bank officials to lend and assist more entrepreneurs and small scale business setups in the state.
At the instance of the Governor, the officials from the State Bank of India, Mizoram detailed PowerPoint presentations on their normal bank operations and various schemes implemented through SBI. Governor Hari Babu Kambhampati expressed his appreciation for the SBI in its diverse approaches for achieving financial inclusion initiatives in the state. However, he explained that there is a majority of the population in the state who are still unaware of available social security schemes like – PMSBY, PMJJBY, APY, PMJY and other important schemes like – SUI, PMMY, PMEGP, KCC, MSME, etc. He insisted the Banks have the responsibility to educate their customers on all these beneficial schemes and that the customers should be the ones who will decide whether to enroll or not in these schemes. Governor also pointed out that the coverage of bank in some areas are still poor and requested the banks to extend their services in these areas as soon as possible. “In some areas like Chawngte Town, people are still queuing overnight to have an appointment with the bank. These people have the right to have financial services at their doorsteps. Banks, ATMs and other financial institutions should be urgently set up in these less developed areas if we are to achieve financial inclusion initiatives entitled to all the citizens”, he added.
He also had called for the need for proactive roles of the banks to entice more entrepreneurs and growth of small business setups in the state. In this connection, the Governor urged the SBI, Mizoram being the lead bank in the state to take up the leading role. He felt that the young entrepreneurs are not being encouraged enough at present and they are usually facing difficulties to meet their initial financial needs to set up their business. He also elaborates the need to encourage the youth of Mizoram to shift their ambition from government jobs to entrepreneurship as the viable solution to increase the state revenue.
As per the presentation, the SBI, Mizoram has 46 branches, 27 CSPs and 106 ATM Booths across the state. Currently, SBI, Mizoram is maintaining 3,20,357/- Saving Bank and Current Accounts with Rs 5,319.38 Crores in deposit( as of December 2021) and gave out Rs 2,264.26 Crores in advances ( as of December 2021). As of December 2021, it has a market share of 39.58% in deposit, 33.48% in advances and 30.16 % in Priority Sector advances.
In their appointment with Governor, Pu LP Lalchangkima, Regional Manager, Pi Lalnilawmi, Chief Manager & SLBC Coordinator, Pu Lalmawizuala Sailo, Chief Manager and other officials.
Written by: Malsawmsanga, MIS, Deputy Director
Governor Hari Babu in SBI Mizoram hotute Bank mawhphurhna leh tangkaina mipui zirtir uar turin ngen (Mizo)
Aizawl, the 7th March 2022: Governor Hari Babu Kambhampati chuan vawiin khan State Bank of India (SBI), Mizoram hotute chua Raj Bhavan-ah a kawm a. Mizoram mipui te hnena Bank tangkaina leh mawhphurhna te uar zawka zirtirna pek a tul na te leh social security scheme hrang hrang dil theih te chungchang sawi uar a tul dan te sawiho a ni a. Mizoram sum thawh chhuah ti pung tura Entrepreneur te pawimawh na leh Bank awlsam zawka an dawr theih a pawimawh chungchang pawh sawi a ni.
Governor Hari Babu Kambhampati chuan Mizoram Bank zinga hruaitu leh Bank lian ber SBI in Mizoram hmun hrang hranga mipui rawngbawlna huang a zauh mek chu lawmawm a tih thu a sawi a. SBI bik chuan Central Sawrkar hnen atanga dawn theih scheme tha tak tak te kalpui kawngah leh insurance scheme tangkai tak tak a kalpui kawngah te a thawk tha thawkhat tih a sawi a ni. Hetih lai hian Mizoram mipui tam zawkin Bank hnathawh leh Bank tangkaina kan la hrechiang tawk lo a. SBI chu Lead Bank a nih anga hmahruaitu ni tur leh he zirtirna kalpui kawngah theihthawp chhuah turin a duh tih a sawi bawk a ni.
Governor chuan Mizoram hmun hrang hrang a tlawh tawh a, sawrkar hotute, kohhran hruaitute leh tlawmngai pawl hruaitute pawh a kawm thin tih a sawi. Heng hunah te hian Mizoram chhungah Central Social Security Scheme leh Insurance Scheme tha tak tak te Mizoram mipuiin an dawng em tih chungchangte a lo chik thin a. Pawl hruaitute leh mivengva zawk a ngaih te pawn heng scheme hi an la hmelhriat chiang lo hre tih a hmuhchhuah thu Bank hotute hnenah hian a sawi a. Hei vang hian Bank tam zawk chuan an customer te hnenah hamthatna awm thei te an sawifiah tawk lo thin tih a chiang hle a ni a ti. Scheme tha tak tak PMSBY, PMJJBY, APY, PMJY, SUI, etc atanga hamthatna Mizoram mipui tam zawkin an dawnglo chu pawi a tih thu sawiin Bank hnathawkte tan nasat a la ngai tih a sawi a ni.
Kuthnathawktute leh sumdawngte tana tangkai PMMY, PMEGP, KCC, MSME, etc te pawh mipuiin an la hrechiang lo hle a. Heng loan tangkai tak tak te hi kan state sum thawhchhuah tipung tura kan mamawh em em entrepreneur tam tak an rawn awm theihna atana thil tangkai a ni a ti. Thalaite zingah sawrkar hnathawh tumna tlatna tih nep a ngai a; entrepreneur huanga an zuan luh duhna tura fuih an ngai a. State hmasawn ni turin thalai tam tak entrepreneur ah chher kan tum a tul a; he thilah hian Bank lam pawhin bul tanna atana loan tha tak tak an neih te an puanzar that viau a ngai a ni a ti.
Bank mamawhna a sang a, cashless transaction kan la kalpui tak tak theih loh avangin ATM mamawhna pawh a san thu a sawiin Bank ten tan an lak a ngai a ni a ti. Governor chuan hmun tam takah Bank an la awm lo tih a hriat thu sawiin hmun thenkhatah phei chuan Bank dawr turin mi tam tak engemaw chang chuan an tlaivar thin tih a lo hria, pawi a tih thu a sawi a. Mizoram kil berah pawh hmasawnna thlen tur leh mipuite thawhchhuah tipung turin Bank dawr theiha a awm a ngai a ni a ti.
Tunah hian SBI, Mizoram chuan Branch 46, CSP 27 leh ATM Booth 106 an nei mek a. Saving Bank leh Current Accounts belhkhawm 3,20,357/ an enkawl mek a; December 2021 thleng khan Rs 5,319.38 Crores an lalut a, Rs 2,264.26 Crores an puktir thung a ni. December 2021 thleng khan Mizorama Bank hrang hranga sum dahluh zawng zawng zat atanga chhut a 39.58% chu SBI in a lalut a; Loan leh thil danga puk chhuahtir zawng zawng zat atanga chhut a 33.48% chu an pek chhuak niin Priority Sector a pawisa puktir zawng zawng zinga 30.16 % pawh SBI pekchhuah a ni bawk a ni.
Governor leh SBI hotute inkawmnaah hian SBI aizawhin Pu LP Lalchangkima, Regional Manager, Pi Lalnilawmi, Chief Manager & SLBC Coordinator, Pu Lalmawizuala Sailo, Chief Manager leh official dang te an tel a ni.
Written by: Malsawmsanga, MIS, Deputy Director